Path To Wealth & Wisdom

Social Security Realities & Stock Market Swings

This week, Sean and Peter discuss the future of Social Security and what retirees need to know. From market volatility to legislative gridlock, they explore how current economic conditions and political decisions impact retirement planning. Whether you're close to retiring or just starting to think about it, this conversation sheds light on timing your Social Security benefits, managing risk, and preparing for the long haul.
 
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com

How Long Will $1.5 Million Last in New Hampshire?

Many would consider $1.5 million enough to retire on in 2025. But is it really enough? A new study shows how long Social Security and a $1.5 million nest egg would last in 50 states... let's see where New Hampshire falls on the list. 
 
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com

Roths, RMDs and Retirement Taxes

In this episode, Sean explores why Roth accounts may be one of the most powerful tools in retirement planning today. He explains the pros and cons of Roth conversions, how RMDs work, and why legislative risk is something to watch. You’ll also learn why paying taxes now could save you- and your heirs- later.
 
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com

Retirement Outlook: Updated Trends & Smart Strategies for the Future

Despite economic uncertainty, there are reasons to be optimistic about retirement savings. In this episode, Sean Tole of Davis Wealth Management and Peter St. James discuss encouraging trends, including a 40% increase in retirement savings over the past decade.
 
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com

Timing the Market vs. Time in the Market

Should you invest now or wait for the "perfect" moment? Many people hesitate when markets are high, fearing a downturn—but is that the right approach? In this episode, Sean Tole of Davis Wealth Management explains why trying to time the market is a losing game and how strategies like dollar-cost averaging can help you build long-term wealth.
 
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com

Is $2 Million Really Enough? Rethinking Retirement Savings

With millions of Americans approaching retirement, financial headlines claim that $2 million is "chump change" for a comfortable future. But is that really true? In this episode, Sean Tole of Davis Wealth Management breaks down the real factors that determine how much you need to retire—your lifestyle, expenses, and financial strategy.
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com

Life Insurance in Retirement

Life insurance is often seen as a way to leave money behind for loved ones, but the reality is that some types of life insurance can benefit you while you're still alive. These policies can offer financial protection, provide income options, and even support your retirement goals. Tune into this episode as we explore the different types of life insurance, who should consider them, and how they can play a key role in your long-term financial strategy.
 
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com

Your Retirement Emergency Fund

How much emergency savings do you really need in retirement? Sean is here to break it all down! In this episode, we’ll discuss the ideal emergency fund size, what counts as a true emergency, and strategies for replenishing your savings when unexpected expenses arise.  Tune in to make sure you’re financially prepared for whatever comes your way!
 
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com

Understanding Sequence of Returns Risk

In this episode, we're talking about the impact of sequence risk on retirement savings. Sean will explain how the timing of market gains and losses can affect the longevity of your portfolio, especially during the critical years before and after retirement. Then, he shares some strategies for managing this risk.
 
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com

Pre-Retirement Planning: Are You Really Ready?

More and more people are wanting to retire younger. But before you pull the trigger, it's important that you have a plan in place! In today's episode, we're talking about all things pre-retirement planning. From the big questions- like whether you’re really ready for the cost of health insurance and how much Social Security will actually cover- to the smaller stuff (like how often you’ll want to go out to dinner), Sean and Peter cover it all. They also dig into some crucial topics like long-term care, taxes, and how things like HSAs and Roth accounts can help keep your finances on track.
 
Visit Sean Tole's website: http://www.daviswealthmgmt.com/
Phone number: (603) 715-2335
E-mail: sean@daviswealthmgmt.com