Path To Wealth & Wisdom

In this episode, Sean discusses Roth Planning and why it can be an important part of a long-term retirement strategy. He explains how the SECURE Act of 2019 changed the way IRAs are passed from one generation to the next, covers Roth IRA contribution limits and employer contributions, and explores how thoughtful Roth planning can help maximize retirement savings while creating greater flexibility for the future.

In this episode, Sean discusses pre-retirement considerations and the conversations everyone should have before making the transition into retirement. He explores how to determine if you're financially ready, what kind of lifestyle you want to enjoy in retirement, and how much you may need saved. Sean also explains how pensions, Social Security benefits, and catch-up contributions can play an important role in creating a well-rounded retirement plan.

In this episode, Sean discusses what a financial advisor really does and whether professional guidance is worth the investment. He covers the benefits of partnering with a fiduciary and explains how professional guidance can help with retirement planning, tax strategies, investment management, inherited assets, and organizing multiple retirement accounts into a cohesive financial plan.

In this episode, Sean discusses what a retirement drawdown strategy is and why having a plan for withdrawing your savings is just as important as building them. He explains how much you may be able to withdraw, which accounts to draw from first, and how strategies like annual withdrawal planning and the bucket strategy can help create reliable retirement income while supporting your long-term financial goals.

Sean discusses the different types of retirement plans available, from employer-sponsored options like 401(k)s to Individual Retirement Accounts (IRAs), and explains how each can play a role in building long-term financial security. He also shares practical strategies for saving within these accounts, helping listeners understand how to maximize tax advantages, employer matching opportunities, and consistent contributions to create a stronger retirement plan.

Sean discusses the importance of starting retirement contributions early and saving consistently over time. He highlights how compound interest, tax advantages, Roth accounts, and employer matching can help grow retirement savings while reducing the pressure to catch up later.

In this episode, Peter and Sean discuss how women approach finances and manage risk in retirement. They explore the unique challenges women may face, including longevity and care-giving roles, and why it's essential for women to be actively involved in financial planning. Tune in to learn how thoughtful retirement strategies can lead to greater financial security and confidence.

Sean and Peter dive into the question of how much cash you should have in retirement and the role it plays in your overall financial security. They talk through the benefits of keeping 3–6 months of living expenses set aside and when you might need more. They also explore smart places to keep your cash, like high-yield savings accounts or CDs, versus keeping it at home.

This week, Peter and Sean break down the components of a solid estate plan—wills, trusts, powers of attorney, and more—and explain how each part plays a role in protecting your assets. They discuss why creating an estate plan is one of the most important steps you can take for your loved ones. You'll also learn when to start planning and how a fiduciary can help keep everything aligned with your goals.

This week, Peter and Deb talk all things Medicare Open Enrollment, happening now through December 7th. They discuss why it’s important to review your current plan and what to consider when making changes. Listen in as they explain the different parts of Medicare, how each one functions, what the potential costs are, and how they work together to create the right coverage for your needs.